B"H Busses, Banks and Below Priced Health Care..Not caught up yet, sorry.

So its now Tuesday at 12:55am,  We didn't get home until nearly 10pm, tonight, but we did learn how to use the busses today, albeit poorly.  We learned that people waiting for the bus are actually quite nice, they are just hot and want to get on right away.  The busses come to various points every 15 minutes, and saved us money on taxi fare.  The complete truth is that we were told we couldn't ride in a cab anyhow, because there were too many of us (bli ayin hora), but I guess that was G-d way of saying, get back to the bus, like everyone else.  They have passes that one can but that reduce the fare from 6.20 NIS (Hereinafter New Israeli Shekels) per person, to 49.90 for 10...which is 4.90 NIS a trip.  You can also use your receipt/used ticket as a transfer, as long as said transfer is done within an hour.  One needs to maker sure they are on the correct side of the street when they are trying to catch a bus, or else you'll be going the wrong way.  Also, kids under 18 pay one price, and kids under 5 pay another reduced price.   We used the baby bjorn style carrier today, rather than the stroller, which was significantly easier than attempting to manage the stroller on the bus.   Whew, that was alot of bus talk....without even mentioning where we went.  From 2-4 we were at the .Nefesh B'Nefesh (Hereinafter "NBN") get your Israeli ID and meet vendors party.  Another class A event, with a bouncehouse and buckets of candy and snacks to keep the kids busy, while my wife and I opened up bank accounts and learned that the highest level of health insurance (we could have chosen lower) was going to cost us about $45.00 a month total for the netire family.  We couldn't resist the deal, and we were transported (at no charge) to a post office, where we finalized the non-final decision.  What I mean is that we can change from the plan to another two times a year, but we hope that we will not need to.  The gold plan of Leumit Health includes the costs of giving birth, with no co-pay and the baility to go to specialists without needeing to see a primary.  Hospital stays are apparently free (as long as it was a true emergency) and you can go to unlimited holistic medicine visits with minimum (something like $15) copays.  More info to follow, G-d willing.   We also decided to join Bank Leumi, which had no minimum beginning deposit, and costs approximnately $11 a month to operate.  The Branch manager David was kind enough to pull out his magic stamp, which reduced our costs in half, so we pay $5 and change now a month, for the first year.  Transfers of about $2k cost $20.00 plus a small percentage to convert the money to NIS/Shekels.